Our approach to portfolio valuations is efficient, accurate, and cost-effective.
We look at a portfolio as a portfolio, and we adapt the file building
techniques to utilize the data format that the client has in an efficient
manner. This enables us to perform the initial data set up at a total price that is
only a fraction of the per policy cost of manual data building.
We have the capability to perform FASB-compliant portfolio valuations as frequently as
you need them, even daily. Our portfolio valuations can "roll forward" all required values,
such as LE's, or we can use any new data that you provide.
Our approach allows us to handle future premium estimates in different ways. Most
simplistically, we can use a schedule provided by you for each policy. Alternatively,
for U.L. policies, we can dynamically recalculate minimum premiums at each valuation date,
by reflecting actual premium payment histories.
The
Tertiary Portfolio Advisors is a collaboration with Anna Hart and Rick Bergstrom which further provides investors access to
independent third party
consultants with complementary skill sets and coordinated customized tools — experts who specifically understand the appropriate best
practice methods to value life insurance portfolios.
